Contact your insurer immediately to report any lost, damaged or stolen items.

Contact the police

If your property has been stolen, you should report the theft to the local police, as well as your hotel or tour operator immediately. The police should give you a case reference number, which you'll need to give to your insurer in order to make your claim.

Greenbee Home Insurance covers you for loss or damage to personal possessions anywhere in the world up to £1,000 as standard. If this isn't enough, you can increase cover up to £15,000 for an additional premium.

Our Specialist Home Insurance covers all your personal belongings, including loss of personal money up to £5,000, anywhere in the world.

• In the case of stolen items, make sure that the local police know how to contact you once you return home.
• You'll need to inform your insurer of the value of the lost or stolen item, so look out any receipts and relevant documentation you have when you return home.
• Don't start buying replacement items or paying for repairs until you've heard your insurer's decision about how they will settle your claim.

Depending on the value and nature of the items, your insurer will decide whether to repair or replace your lost, damaged or stolen property. If your valuables can't be repaired or replaced, then your insurer may decide to give you a cash settlement.

We all want to be able to relax while on holiday, but it's always a good idea to take extra precautions with valuables while abroad.

If your valuables include family heirlooms, unusual or handmade jewellery, or other expensive items, it's always a good idea to ensure you keep a record of ownership. Whether this is the original receipt, valuation certificate or even a photograph, it can help the insurer with settling your claim.

Your insurer might refuse your claim if it seems that you didn't take adequate precautions with your valuables - for example, if your camera was stolen from an unlocked hotel room.

Following a few simple rules can help keep your valuables safe while you're abroad:

• Try to keep the number of valuable items you take on holiday to a minimum.
• Avoid attracting attention from thieves with jewellery and expensive accessories.
• Use the hotel's safety deposit box or the safe in your room to store valuable items.
• Avoid wearing watches and jewellery if you're going to need to take them off for example if you're likely to be swimming at the beach. Leave them behind in your room safe or in the care of the hotel.
• Never leave valuable items like cameras and camcorders unattended, for example on the beach or in a restaurant.

With personal possessions cover provided as standard on both Greenbee home insurance policies, Greenbee's home insurance helps give you peace of mind anywhere in the world.

Find more about our Home Insurance cover now.